(ACA Under 65, Medicare Supplements, Medicare Part C & D)
Health insurance provides protection against the financial loss incurred by illness, accidents, injury and disability. There are three categories of health insurance: medical expense insurance, disability insurance and Accidental Death and Dismemberment.
Medical Expense Insurance provides financial protection against the cost of medical care by reimbursing the insured, fully or in part, for these costs. It includes many kinds of plans that cover hospital care, surgical expenses, physician expenses, medical treatment programs, outpatient care, and the like. Medicare supplements insurance and long term care insurance, two types of health insurance coverage, are also examples of medical expense insurance plans.
– Major Medical Insurance
– Preferred Providers Organization (PPO)
– Exclusive Provider Organization (EPO)
– Point-Of-Service Plans (POS)
– Affordable Care Act (ACA) (Bronze, Silver, Gold Platinum Plans)